How to calculate the benefit of the Offset Account in your Master Facility

How does this calculator work?

This calculator will show how a linked account with a credit balance can help reduce the interest and time taken to pay off your loan. Interest is charged only on the principal minus the offset amount helping to reduce the interest on each payment. If your account balance is equal to your home loan amount no interest will be charged on your home loan. The greater your offset amount, the greater your interest and term reduction will be.

Whats next?

Get in touch and discuss with us how you benefit from this.

You can email your results to yourself and in you request, a copy of your results and contact information is sent to The Finance Alliance.

You can also print your results for future reference.

Get help with your Offset Account calculator

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